While an education abroad isn’t cheap for middle-class students from India, there are certain international degrees that are cheaper than the others. For instance, if you are thinking of applying for a post-graduate Masters degree abroad (e.g. MBA / MS), the costs of an MS in USA are significantly cheaper than the. However, this is only in relative terms. You need to be aware of the various cost components that make up the total expenses of a Master of Science (MS degree).

It can burn a hole in your pocket. If you plan well, you can limit the damages to the pocket and not end up burning the whole shirt [behold the power of graphic visualisation!]. While MS degrees are offered by universities across the world, for the sake of keeping it simple, we’ll only focus on the most popular MS destination for Indians. The other thing we’ll do, given the diversity of MS courses on offer, is to generalise. We’ll use broad ranges and averages rather than accurately track the costs (which are ever changing every single day, thanks to the wildly fluctuating INR vs USD foreign exchange rates).

How much does an MS in USA cost in Indian Rupees and USD We’ll take up the various expenses as they start appearing on your bank statements. MS Entrance Exam Costs You’ll need a GRE score, the primary requirement for MS applications. As on the day of writing this post, it costs $190 (11,400 Rupees). Read more about the,,. You’ll also need the TOEFL score. The TOEFL fee in India is $170 (or 9,900 Rupees).

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Read more about the. There are additional costs (from $20 – $160 each) for late registration, rescheduling, sectional reviews, reinstating cancelled scores.

We’re skipping those overheads, assuming you plan and execute the MS entrance exams well. MS Application fees The average application fee for many of the top MS programs in the USA is $75 (4,500 Rupees). [] Additionally, if you haven’t planned your target MS colleges well and included them during the GRE exam (you are allowed 4 free universities) you have to pay $27 (INR 1,620) to send the score to each additional Masters university. Check the for the latest fee. Similarly, TOEFL allows 4 free universities. The fee for sending your TOEFL score to additional MS universities is $19 (1,140 Rupees). Check for the latest fee.

Assuming, you are sending 10 MS applications, at an average application fee of $121 [$75 + $27 + $19] per MS university, you are staring at a total expense of $1,210 [Rupees 72,600] While most universities have moved to online applications, let’s also factor in the additional expenses to send postal packets with your transcripts, financial statements (bank) and other documents. Let’s cap this at around 10,000 rupees. Your F1 visa / SEVIS fee would add another $500 (30,000 Rupees). Read more about. We’ve touched Rupees 1.1 Lakh already. And we haven’t even got into the plane yet.

Which brings us to the next major cost component. Student Airfare Costs A return ticket would be cheaper than a one way ticket. Also, applying earlier can get you good discounts from many airlines.

This can range from 60,000 to 1 lakh rupees. We’ll take the middle ground here and assume 80,000 for airfare. MS Tuition Costs in USA The big one! Unlike programs like MBA where you pay a fixed fee for the whole course, MS programs in USA charge a fee based on the credit hours. Typically, you’d be expected to complete around 36 credit hours. The fee per credit hours depends on whether it’s a public school (funded by the state) or private school (more freedom and bigger need to fleece).

It will also depend how if you’ve got an MS scholarship or, in which case the savings can be enormous. Without any financial aid, the fee for MS programs in the US ranges from $10,000 to $80,000 (6 – 48 Lakh Rupees) for the 2 years.

A top grade university like CMU would fall in the higher range. Let’s take the middle ground again and assume that the average is close to $45,000 (27 lakh rupees). Cost of living for MS students If you are still recovering from that earlier blow, we aren’t done yet. Once you arrive in the land of dreams, there are other activities that you’d get involved in which cost money. Like living (rental costs), eating (if you’ve read the newspapers, the days of surviving on Maggi are gone), drinking (your phoren classmates won’t appreciate your home-made nimbu paani).

For shared rentals and a modest lifestyle, let’s assume that the cost of living in USA for MS students is roughly $1000 a month. Over two years, that adds up to $24,000 (INR 14.4 lakhs). MS in US Costs that we haven’t considered Opportunity cost for MS students This is a notional (not real) cost of not having an income for those 2 years that you’ll be spending in the classroom. For students who join an MS program after a few years of experience, this can be a considerable amount. But many join MS colleges immediately after engineering (B Tech, B.E).

At junior levels, the salary isn’t much. As we’ve done with many other parameters that increase the complexity of arriving at a number, we’ll skip one too. Test prep and Admissions Counselling cost These aren’t simple expenses like the ones we listed earlier. The ambitious ones take up GRE preparation classes and hire hoping to see some returns – like a higher chance of getting an admit and scholarship. These are optional in nature and not all MS applicants would incur them. So, we decided to skip them.

We’ve also not considered your student income over the two years (like MS internships) which can reduce the overall costs of attending an American MS university. Total cost of Masters degree MS in U.S. Universities Here’s the simple table we created to collate all the expenses. Read about the detailed cost breakup by unlocking the content below. MS Costs Rate Quantity US Dollars (USD) Indian Rupees (INR) GRE $190 1 $190 ₹ 11,400 TOEFL $170 1 $170 ₹ 10,200 Application $121 10 $1,210 ₹ 72,600 Visa $500 1 $500 ₹ 30,000 Flight $1,300 1 $1,300 ₹ 78,000 Tuition $45,000 1 $45,000 ₹ 2,700,000 Cost of living $1,000 24 $24,000 ₹ 1,440,000 Total $48,281 $72,370 ₹ 4,342,200 Exchange Rate: 60 Rs/$ All in all, with all the individual expenses that we’ve covered (and ignored), the average cost of an MS in USA for international students would be around $70,000. In Indian rupees, assuming an exchange rate of 60 Rs/$, the total average MS in US cost over two years is close to 43 lakh rupees.

That’s around half of what you’d see MBA students in USA shelling out. Of course, the post MS salaries aren’t the same as MBA salaries. N287 Usb Serial Driver. But you win some and lose some depending on the choices you make. Despite the big numbers you see here, it is not uncommon to see well-prepared Indian and international students like Anamika Agarwal who and graduate with minimal (if not zero) debt. If you are applying to MS programs in USA and need some formal counselling, drop us an email [info at mbacrystalball dot com] and we’ll hook you up with a solid mentor to guide you through the journey. Read these related posts: – – – Source: US News, Other university / MS sites Serious about higher education?

Join us on social media for regular updates. I have a predicament I have long aspired for higher education, but due to one or the other reason I was never able to take it up seriously. I have now completed 10 years in the software development domain and am at a point of saturation. I have been a team lead for the last 2 years and led close to 10 people.

Sorry, I am not writing in a resume, but I am kind of lost as to what should be my next step. I am checking out the MS programs but the more I read the more I am worried that is my long work experience going to be a deterrant? Are there any suitable courses for me?

I am not considering an MBA since I do not want to work purely as a manager and dont want to detach myself from the IT domain completely. Anamika, While a majority of applicants taking up MS degrees tend to be younger and have lesser experience, there’s no real reason why you can’t go for it if you’ve decided to stick to the field you are in. The big challenge you’ll face would be at the time of placements, when employers recruiting on campus would come looking for junior professionals. But that doesn’t mean they’ll ignore you for the experience. In fact, if you can get a space on the discussion table and highlight the higher level of expertise you bring with you, they might be able to offer you more lucrative roles.

And you can still tap into all the incentives MS students get – like the extended OPT tenure for STEM students. There IS one area where doing a Science, Technology, Engineering, Mathematics (STEM) focused General/Specialist Master’s Degree in the in the US has a specific and MAJOR advantage over doing an MBA. If your University / College’s Graduate Program (Masters) in the US is LISTED under the US Government’s STEM-Designated Degree Program list, you are eligible to seek a 17 month extension in the US post your graduation & 12 month CPT/OPT period. A Normal 2 year Masters Degree in the US (including an MBA) offers the opportunity to work in the US for a total of 12 months.

This is normally used up by a 2-3 month internship, while the rest is completed after Graduation. In a situation where the company is reluctant to sponsor & apply for an (already quota limited) H1-B visa, this short OPT period is often a big stumbling block for companies seeking talent. However, if your University/College is a STEM approved program / institute, you can apply for a 17 month extension to the 12 month OPT period. This means even with a 2-3 month internship, you can apply for and get >2 year work-authorization in the US. This period is enough for your employer to strongly sponsor either a Visa extension (H1-B) or Residence in the US.

>2 Years is also a good length of time for US Multinationals to recruit, train and prepare a globally mobile talent base, of which you can be part. Check this: Not only is this fortuitous, it’s also a HUGE indication that STEM educated professionals are seen as critical by the US Government and US companies, therefore helped with Policy. It’s also a nice little wake-up for those who were undecided between MBAs and MS programs.

MBA Programs are NOT eligible for this extension. IF you are thinking about MS Programs with a healthy dose of Business & STEM, think of programs like: Engineering Management, Industrial Engineering, Decision Sciences and Analytics, Computational Finance, Financial Engineering, Management Science, Engineering Systems etc; all of which are part of the STEM listed programs / degrees / courses – therefore eligible for the extension.

If you look at these, you will study BASIC versions of ALL these courses in your MBA. However, the MS in a STEM field offers deeper / more penetrative knowledge & skills that employers will continue to place high value on. Turbo C Compiler For Windows 7 Free Download 32 64 Bit here.

Secondly – an MS Graduate in Computer Science (with management courses and some work-ex) stands just as good a chance with a company (like Microsoft for example) to get a job that an MBA will apply for. Career opportunities are just as good. Think – if you like technology, operations, supply chain, computing, mathematics – why not a STEM degree (with some management courses)? All the best. Hi, Regarding the costs, I saw websites of US universities, and wanted to ask that whether the Cost estimates given on the websites are more than what is actually required for Tuition + Living for an Indian student in the US. For example below is the cost of MS at University of California Santa Cruz 2015-16 GRADUATE STUDENT BUDGETS – FALL, WINTER AND SPRING TERMS Tuition and Fees $13,308 Room and Board $16,695 Books and Supplies $1,524 Transportation $1,668 Personal Expenses $2,877 Campus Health Insurance $3,942 Non-Resident Tuition $15,102 Total Non-California Resident Budget $55,116 Please tell how much inflated is this cost? And what is the actual estimate of expenses for an Indian student going for MS CS in the above university.

@Akshay: The good and bad thing about estimates is precisely thatthey are estimates. It would be incorrect (and dangerous) to plan your budget based purely on data published on websites. For instance, consider the US university website. They’ll talk about generalised estimates that can be used by applicants from across the world. The air-fare of $1,668 listed on the university site cannot be applicable for folks travelling from Canada, South Africa, Japan and India. However, universities can’t get to that level of detail. For every other expense head, similar uncertainties exist – due to exchange rates, seasonality, university location and many other aspects.

– Use data from the university website as a starting point (that would be more relevant compared to general sites like MBA Crystal Ball) and create your own personalised list of expenses (to include additional expense heads). – Talk to current students from India to know how accurate the university estimates are. – Add a buffer to it, so that any minor (and major) fluctuations later on don’t mess up your finances.